As the years have passed, things have changed drastically for Florida residents in regard to homeowners insurance; we have kept pace with each new chance and have learned the best reaction to each modification in policy and carrier requirements.

Recent weather events of the past few years have played havoc on the insurance industry as a whole. Hurricanes, tornadoes, floods, and other natural events have proven themselves to be not only possible, but likely. Weather, however, is not the only thing homeowners need to worry about. Thieves, vandals, accidents, and other damaging events are also valid cause to buy homeowners insurance.