10 Trucks That Are Most Affordable To Insure

In 2019, full-sized pickup trucks accounted for 2 million of the new vehicle sales. While gas prices are no longer at their record highs, nor are they remotely near where they were just 10 short years ago. Cost of fueling up was a major deciding factor for many to turn their trucks in for more gas mileage-friendly vehicles when the cost of gas rose quickly.

As the cost of gas dropped from $3.60 per gallon in 2012 to an average of $2.60 last year, trucks have been regaining their popularity. Add in the advancements of technology and mindfulness of consumer preferences for enhanced gas mileage, many manufactures have improved their newer truck models to be more appealing to consumers.

Trucks are now designed to be more spacious and reminiscent of the comforts of a sedan with advanced technological features that improve motor function and gas consumption—with minimal interruption to the physical towing and hauling capabilities that trucks are notorious for.

The only thing left for consumers to truly concern themselves with is the cost of insurance. Which is why we developed this list of the top 10 types of 2019-2020 trucks that are the most affordable to insure.
1. 2019 Toyota Tacoma
2. 2019 Toyota Tundra
3. 2019 Ford Ranger
4. 2019 Ford F-150
5. 2020 Chevrolet Silverado 1500
6. 2019 Dodge Ram 1500
7. 2019 Dodge Ram 2500
8. 2019 Dodge Ram 3500
9. 2020 GMC Sierra 2500
10. 2020 GMC Sierra 3500

The above list is not in any particular order and the affordability of insurance rates was calculated based on a mid-30s driver living in Brandon, FL and an annual travel rate of 11,000 miles per year. It also based on a policy that includes comprehensive coverage with liability limits set to:
• $15,000 injury protection per person,
• $30,000 per accident,
• $5,000 coverage in property damage, and
• A $1,000 deductible.